Subject: You have OVERDUE royalties

Dear #{User.name},

You have overdue royalties of total amount of #{TotalAmount}.
The payment day was #{PaymentDate}. Please proceed with the payment
as soon as possible.

<goth:for each="r" invar="Royalties">
* ##{r.ID} #{r.TblCtime} #{r.amount} #{r.DescrText}
</goth:for>